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内容编辑什么是PPP LOAN和 EIDL
分类: 商会动态
发布时间: 2020-04-20 00:42
关于PPP LOAN 和 EIDL LOAN (商会免费协助企业会员申请）
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What is PPP?
- U.S. Small Business Administration (SBA) Paycheck Protection Program
- Two-year loans at 1% interest that you may not have to pay back
- Loan is designed to encourage for small businesses to keep their workers on the payroll
- SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities
Who's eligible?
Businesses and nonprofits with 500 or fewer employees
How do you get it?
Ask your business’s bank if they offer the federal SBA Paycheck Protection Program
- If your bank offers the program:
They will walk you through the application process
- If your bank DOES NOT offer the program:
What does the loan cover?
Loans will be fully forgiven if the funds are used to pay for:
- Payroll costs
- Interest on mortgages
- Rent
- Utility payments
Want more info or advice?
- Visit the federal government’s information page on the program
- Visit the SBA’s Paycheck Protection Program website
- There are Small Business Centers to help you: Visit the New York Small Business Development Center website
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What is EIDL?
- U.S. Small Business Administration Economic Injury Disaster and Grant
- Low interest loans of up to 30 years that you may not have to start repaying for one year
- Loan applicants who are declined for a loan may receive a $10,000 grant that does not have to be paid back
Who's eligible?
Businesses and nonprofits with 500 or fewer employees
How do you get it?
Apply on the SBA website
What does the loan cover?
- Mortgage payments or rent
- Payroll costs
- Higher cost of materials
- Utilities payments
- Other things the SBA approves
Want more info or advice?
- Visit the SBA's Economic Injury Disaster Loan website
- There are Small Business Centers to help you
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